Your Chama.
One Digital Headquarters.
Save. Borrow. Invest. Vote. Grow. One trusted place for your members, money, meetings and decisions — built for modern Kenyan savings groups.
No card needed to start.
Everything your chama needs.
Smart Loans
Applications, eligibility, guarantors, repayment progress and overdue tracking.
Goals & Wealth
Track goals, investments, assets and your Chama wealth journey.
Voting & Constitution
Turn proposals into transparent votes and enforce group rules.
Meetings
Manage agendas, attendance, minutes, decisions and action items.
Member Passport
Give every member a clear record of savings, participation and loans.
ChamaPay AI
Ask authorized questions about the actual data in your Chama.
Strategy & Continuity
Stress-test decisions, review consistency, track promises and prepare safe handovers.
PWA + Mobile
Install ChamaPay on your phone and manage your group anywhere.
Now built for the whole Chama
Command Center · Chama Health · Goals · Investments · Assets · Voting · Constitution · Member Passport · AI · Strategy & Continuity
One simple subscription for your whole chama.
Your chama pays once per month to unlock access for all its members. The chairperson or treasurer handles the group payment; members do not pay individually. Try all features free for 30 days.
STARTER
Up to 20 members · paid once by the chama
- One group subscription covers all members
- Roles for your officials
- Statements, reports and audit history
- Financial history kept, always
GROWTH
Up to 70 members · paid once by the chama
- One group subscription covers all members
- Roles for your officials
- Statements, reports and audit history
- Financial history kept, always
PRO
Up to 100 members · paid once by the chama
- One group subscription covers all members
- Roles for your officials
- Statements, reports and audit history
- Financial history kept, always
